ENCASH YOUR EXISTING PROPERTY WITHOUT SELLING IT

Do you own a property and need MONEY to –

  • Expand your Business?
  • Consolidate your existing debts?
  • Get your child married?
  • Want to do a Balance Transfer of your existing Home Loan or Loan against Property for a better rate of interest and also get a top-up?
  • And, what not ?

If your answer is “YES”, then you are at the right place!! You can raise monies from your own property without disposing it off.

At Cogzidel, we help you to achieve your dreams. With experts from Home Equity field having banking background, we provide complete solution to achieve your goals.

With a wide range of tie-up with Banks such as HDFC, GE Money, Cholamandalam Investments, Reliance Consumer Finance & India Bulls, we are a one-stop-shop for your financial needs.

Type of Customers

  • Salaried
  • Self Employed

Types of Properties which can be mortgaged

  • Self-occupied residential property
  • Commercial property
  • Vacant Land (within city limits with CMDA approval)
  • Purchase of Commercial property
  • Lease Rental Discounting

Features

  • Loans from Rs. 10 lakhs to Rs. 200 crores depending on your needs
  • Borrow up to 60% of the value of your property
  • Longer tenure loans for easier repayment
  • Fast track approvals
  • Special products for the self employed
  • Attractive interest rates starting from 11.50%
  • Flexible product offerings – EMI based loan / Overdraft facility available

Document specific for Salaried

  • Last 3 months’ Salary Slip
  • Form 16 (TDS Certificate) from employer
  • Bank Statement for last 6 months from Salary Account
  • Repayment details on any existing loans / Loan closure letter
  • Photo Identity Proof
  • Signature Verification Proof
  • Residence Address Proof
  • Property documents as required

Document specific for Self Employed

  • Income Tax Return / Computation of Total Income / Auditors Report / Balance Sheet / Profit & Loss Account certified by Chartered Accountant for last 2 years  (both for business and personal of partners/directors)
  • Bank Statement for last 12 month from operating account
  • Repayment details on existing loans / Loan closure letter
  • Board Resolution in case of a company
  • Proof of existence of the business entity
  • Office Address Proof
  • Photo Identity Proof, Residence Address Proof, Signature Verification is required to be provided for all the main partners / directors
  • Property documents as required

* All the documents specified above should be self attested Xerox copies.

In case you are interested, pls contact us at info@cogzidel.in

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